Customer Testimonials:


 "We had a difficult loft property to get refinanced. B.I.B. Capital stuck with us and we were able to get a 10 year loan with a thirty year amortization at 150 bp over the same term treasury. We are now locked in at 5.85% in a rising interest rate environment and could not be happier with the service we got." Jason Murrey, Apartment Developer



"As a Hard Money Real Estate Lender most of our money comes from investors or banks that dictate too many terms. BIB Capital showed us a way to get a non hedge fund institutional investor that would give us delegated underwriting, and a true revolving credit facility as well."
R. C. Greaves






Mortgage Warehouse Line of Credit

Some highlights of our program include:

  • Funding available up to 98 % of the lesser of par or takeout commitment price.
  • Program participation based on expertise of management and not just financial statements (minimum net worth requirements)
  • Liberal line limits allows flexibility in closing and selling loans>
  • No set-up fee (initial legal documentation fee is required)
  • Available for Conforming and Alt "A" loan products, sub prime loans and manufactured housing;
  • Non-usage fee is generally waived for the first 60 days or if the warehouse relationships are exclusive. Non-use fee of 1/8 % per annum on unused amount can be applied if the average usage is less than 50% of the commitment.
  • Package fees: $35 per loan
  • Available for 1st mortgages and 2nd (piggyback only) mortgages
  • Competitive pricing & charges based on loan type
  • Excellent customer service

Terms are subject to change without notice. Please contact us to learn more about the programs available.






Contact us at Georgia office at 877-211-3835 to learn more about the offered programs or send us a e-mail at info@bibcapital.com.